Car Insurance India

Drive Worry-Free with the Best Car Insurance Plans

Compare car insurance quotes from 50+ top insurers including HDFC Ergo, ICICI Lombard, Bajaj Allianz & more. Save up to 85% on your premium. Instant policy issuance in 2 minutes.

50+
Insurer Partners
2 Min
Policy Issuance
85%
Max Premium Savings
Sample Quote

Comprehensive Car Insurance

Hatchback | 1000cc | 3 yr old | Delhi NCR

₹4,987 / year
Claim Settlement

97.3% Cashless Claims Settled

7,000+ network garages across India

Coverage Options

Choose the Right Car Insurance Coverage

Whether you need basic third-party cover or comprehensive protection, Nexsure helps you compare and find the best car insurance policy online.

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Third-Party Car Insurance

Mandatory by law. Covers bodily injury, death, and property damage to a third party. Most affordable car insurance option.

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Comprehensive Car Insurance

Complete coverage — own damage + third party. Covers accidents, theft, fire, natural disasters, and vandalism.

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Standalone Own Damage

Protects your vehicle from accidental damage, collision, and on-road incidents. Pair with any TP policy.

Zero Depreciation Add-On

Get full claim amount without depreciation deduction. Essential for new cars. No out-of-pocket expenses on repairs.

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Engine Protection Cover

Covers costly engine damage from water ingression, oil leakage & more. Must-have for flood-prone areas.

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Roadside Assistance

24×7 emergency towing, flat tyre, fuel delivery & on-site minor repairs — anywhere in India.

Why Nexsure

Benefits of Buying Car Insurance Online via Nexsure

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Lowest Premiums Guaranteed

Instant comparison across 50+ insurers ensures you never overpay for your car insurance policy.

Instant Online Policy

Complete your car insurance renewal or new purchase in under 2 minutes. Policy in your inbox immediately.

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7,000+ Cashless Garages

Nationwide network ensures your car gets repaired without any upfront payment from you.

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Dedicated Claims Support

Our car insurance claim experts guide you through every step, from filing to settlement.

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100% Secure & IRDAI Regulated

Your personal data is encrypted. All car insurance partners are IRDAI-licensed insurers.

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Hassle-Free Renewals

Get timely reminders. Renew your expired or existing car insurance policy in 3 clicks.

Process

How to Buy Car Insurance Online in 3 Easy Steps

Enter Vehicle Details

Provide your car's registration number or make/model. Takes under 30 seconds.

Compare & Customise

View real-time quotes from top insurers. Add optional covers as per your needs.

Pay & Get Policy

Secure online payment. Receive your car insurance policy document instantly on email.

Renew Anytime

Use Nexsure to renew car insurance online before expiry and maintain continuous coverage.

FAQs

Car Insurance FAQs

Is car insurance mandatory in India?
Yes. As per the Motor Vehicles Act, 1988, a minimum third-party car insurance is mandatory for all vehicles on Indian roads. Driving without valid insurance can result in a fine of ₹2,000 and/or imprisonment.
What is covered under comprehensive car insurance?
Comprehensive car insurance covers own vehicle damage from accidents, theft, fire, natural calamities (floods, earthquakes), man-made disasters, plus mandatory third-party liability coverage.
How is car insurance premium calculated?
Car insurance premium depends on IDV (Insured Declared Value), car age, make & model, fuel type, RTO location, No Claim Bonus (NCB), and chosen add-ons. Use Nexsure's car insurance calculator for an instant estimate.
How do I file a car insurance claim?
Inform your insurer immediately after an incident. For cashless claims, visit a network garage. For reimbursement, get the car repaired and submit bills. Nexsure's claim support team assists you through the entire process.
Can I transfer No Claim Bonus (NCB) to a new car?
Yes. NCB (up to 50% discount on own damage premium) is transferable to a new car or a new insurer. It's linked to the owner, not the vehicle.

Compare Car Insurance Quotes Now

Join 10 lakh+ customers who saved on their car insurance with Nexsure

Get Free Quote →
Two Wheeler Insurance India

Protect Your Ride with the Best Bike Insurance Online

Compare two-wheeler insurance from 50+ IRDAI-approved insurers. Instant policy for bikes, scooters & motorcycles. Renew expired bike insurance online in 2 minutes.

₹714
Lowest Bike Premium
50+
Insurer Partners
24×7
Claims Assistance
Sample Quote

Comprehensive Bike Insurance

125cc Scooter | 2 yr old | Mumbai

₹1,247 / year
Highlight

Zero Paperwork

Buy or renew two-wheeler insurance entirely online — no inspection required for fresh policies.

Coverage Types

Bike Insurance Plans Explained

Find the best two-wheeler insurance plan that suits your riding pattern and budget.

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Third-Party Bike Insurance

IRDAI-mandated minimum cover. Protects against third-party bodily injury, death & property damage. Lowest premium option.

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Comprehensive Two-Wheeler Insurance

Own damage + third-party. Covers accidents, theft, natural calamities, and fire for your bike or scooter.

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Long-Term Bike Insurance (3–5 Yr)

IRDAI-mandated for new bikes. Lock in lower premiums and avoid annual renewals. Ideal for new two-wheelers.

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Personal Accident Cover

Mandatory ₹15 lakh PA cover for owner-driver. Additional rider cover available for pillion passengers.

Zero Dep Add-On

Full claim reimbursement without depreciation cut. Essential for new bikes under 3 years old.

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Roadside Assistance

Emergency towing, on-spot minor repairs, fuel delivery — 24×7 across India for your two-wheeler.

Why Nexsure

Why Buy Bike Insurance from Nexsure?

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Lowest Two-Wheeler Premium

Compare real-time quotes. Bike insurance starting at ₹714/year from top insurers like Bajaj Allianz, Digit & HDFC Ergo.

Instant Policy Issuance

Get your two-wheeler insurance policy document on WhatsApp & email within 2 minutes of payment.

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Renew Expired Bike Insurance

Renew lapsed or expired two-wheeler insurance without vehicle inspection in most cases.

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No Claim Bonus (NCB) Protection

Preserve your NCB discount (up to 50%) even after making one small claim with our NCB Protect add-on.

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IRDAI Regulated Partners

All bike insurance policies sold via Nexsure are from IRDAI-licensed insurers. 100% legitimate & trustworthy.

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Paperless & Hassle-Free

Buy bike insurance entirely online. Upload documents digitally. No agent visit or physical documentation needed.

Process

3 Steps to Buy Two-Wheeler Insurance Online

Enter Bike Details

Enter registration number or select your bike's make, model, and year.

Compare Quotes

View and compare bike insurance plans from 50+ insurers side by side.

Pay & Download

Pay securely online. Download your bike insurance policy instantly.

FAQs

Bike Insurance FAQs

Is bike insurance compulsory in India?
Yes. Under the Motor Vehicles Act, third-party bike insurance is mandatory. For new two-wheelers, a 5-year TP policy is compulsory as per IRDAI guidelines.
What is the penalty for riding without bike insurance?
Riding without a valid two-wheeler insurance policy can result in a fine of ₹2,000 for the first offence and ₹4,000 for subsequent offences, along with possible license suspension.
Does bike insurance cover theft?
Yes, but only if you have a comprehensive two-wheeler insurance policy. Third-party bike insurance does not cover theft. With comprehensive cover, you get IDV payout in case of total theft.
Can I buy bike insurance for a scooter or moped?
Absolutely. Nexsure offers insurance for all types of two-wheelers — motorcycles, scooters, mopeds, and sports bikes. The premium varies based on engine cc and other factors.

Renew or Buy Bike Insurance Now

Starting at just ₹714/year. 2-minute policy issuance.

Get Quote →
Health Insurance India

Secure Your Family's Health with the Best Mediclaim Policy

Compare health insurance plans for individuals, family floater & senior citizens. Coverage up to ₹1 crore. Cashless treatment at 10,000+ hospitals. Get free health insurance quote now.

10,000+
Network Hospitals
₹5L–₹1Cr
Coverage Options
Day 1
COVID-19 Covered
Popular Plan

Family Floater Health Insurance

Family of 4 | ₹10 Lakh Cover | Age 35

₹11,999 / year
Tax Benefit

Save Up to ₹75,000 in Tax

Deduction under Section 80D of Income Tax Act

Plan Types

Health Insurance Plans for Every Stage of Life

Whether you're a young professional, a growing family, or a senior citizen — Nexsure has the right health insurance plan for you.

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Individual Health Insurance

Dedicated sum insured for one person. Ideal for single working professionals seeking personal health coverage.

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Family Floater Health Plan

One policy, one shared sum insured for the entire family. Most cost-effective health insurance for families with dependents.

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Senior Citizen Health Insurance

Tailored health plans for individuals above 60. Covers pre-existing diseases after waiting period, day-care procedures, and domiciliary hospitalisation.

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Critical Illness Insurance

Lump-sum payout on diagnosis of 37+ critical illnesses including cancer, heart attack, stroke, kidney failure & more.

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Top-Up & Super Top-Up Plans

Enhance your existing health coverage at a fraction of the cost. Triggers above base deductible. Great for corporate group policy holders.

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Maternity Health Insurance

Covers pre & post-natal care, delivery expenses, and newborn coverage. Check waiting period before buying.

What's Covered

Health Insurance Coverage at a Glance

Coverage FeatureIndividual PlanFamily FloaterSenior Citizen Plan
Hospitalisation Expenses
Pre & Post Hospitalisation✓ (30/60 days)✓ (30/60 days)✓ (60/90 days)
Day-Care Procedures
Cashless Hospitals10,000+ Pan India10,000+ Pan India10,000+ Pan India
Ambulance Cover
Pre-Existing Disease CoverAfter 2–4 yr waitingAfter 2–4 yr waitingAfter 1–2 yr waiting
No Claim BonusUp to 100%Up to 100%Up to 50%
Section 80D Tax Benefit✓ Up to ₹25,000✓ Up to ₹50,000✓ Up to ₹75,000
Benefits

Why Buy Health Insurance Online via Nexsure

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10,000+ Cashless Hospitals

Access a vast network of empanelled hospitals for zero-cost cashless treatment across India.

Instant Policy in 2 Minutes

Buy health insurance online without medical tests (subject to age & sum insured conditions).

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Save Tax Under Section 80D

Claim deductions up to ₹75,000 annually on health insurance premiums for self, family & parents.

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Lifetime Renewability

All health insurance plans on Nexsure offer lifetime renewability. No coverage denial at renewal due to age or claims.

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Expert Claims Assistance

Our health insurance claim specialists are available 24×7 to guide you through the hospitalisation and claim process.

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Transparent Comparison

Compare premiums, coverage, waiting periods, sub-limits, and exclusions transparently before buying.

FAQs

Health Insurance FAQs

What is the right age to buy health insurance?
The best time to buy health insurance is as early as possible — ideally in your 20s or early 30s. Premiums are lower, you serve out waiting periods for pre-existing conditions earlier, and most plans are available without medical tests.
What is a waiting period in health insurance?
The waiting period is the time after policy purchase during which certain conditions are not covered. Initial waiting period (30 days for non-accident claims), specific disease waiting period (1–2 years), and PED (Pre-Existing Disease) waiting period (2–4 years) are common types.
Is the health insurance premium eligible for tax deduction?
Yes. Under Section 80D of the Income Tax Act, you can claim deductions: ₹25,000 for self/family, ₹50,000 for senior citizen parents. Total maximum deduction of ₹75,000 per year.
Can I port my existing health insurance to another insurer?
Yes. IRDAI allows health insurance portability. You can switch insurers at renewal without losing waiting period credits. Use Nexsure to compare and port your health policy easily.
What is a family floater health insurance plan?
A family floater health plan covers all family members (self, spouse, children, and in some plans parents) under a single policy with a shared sum insured. It's generally more affordable than buying separate individual health policies for each member.

Get Your Free Health Insurance Quote

Compare 30+ health insurance plans. Coverage from ₹5 lakh to ₹1 crore.

Compare Now →
Travel Insurance India

Travel the World Without Worry — Best Travel Insurance Plans

Buy international and domestic travel insurance online instantly. Coverage for trip cancellation, medical emergencies, lost baggage, passport loss & flight delays. Starting at ₹299 per trip.

₹299
Starting Premium
$5 Lakh
Medical Cover (Intl)
150+
Countries Covered
International Plan

Schengen Travel Insurance

10-day Europe trip | Age 30 | Medical ₹25L

₹879 / trip
Student Cover

Student Travel Insurance

1-year coverage | USA/UK/Canada | Tuition fee protection included

Plan Types

Travel Insurance Plans for Every Journey

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International Travel Insurance

Comprehensive overseas travel insurance covering medical emergencies, evacuation, trip cancellation, and loss of passport in 150+ countries.

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Domestic Travel Insurance

Coverage for travel within India — accidental death, hospitalisation, trip delays, and baggage loss. Affordable protection for domestic trips.

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Student Travel Insurance

Tailored for Indian students studying abroad. Covers medical expenses, mental health, sponsor protection & study interruption costs.

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Annual Multi-Trip Plan

One policy for unlimited international or domestic trips in a year. Best value for frequent business and leisure travellers.

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Family Travel Insurance

Covers the entire family under one policy. Ideal for holiday trips abroad — single premium for all members.

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Adventure Travel Insurance

Covers adventure sports and activities like skiing, trekking, scuba diving. Essential for adventure holiday travellers.

What's Covered

Travel Insurance Coverage Benefits

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Emergency Medical Expenses

Cashless hospitalisation and medical treatment abroad. Coverage up to USD 5,00,000 for international plans.

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Trip Cancellation & Curtailment

Reimburse non-refundable trip costs if you cancel due to medical emergencies, natural disasters, or visa denial.

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Baggage Loss & Delay

Compensation for checked-in baggage loss, theft, or delay. Buy essential items if baggage is delayed beyond 12 hours.

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Passport & Document Loss

Covers expenses related to replacing a lost or stolen passport, travel documents & emergency cash transfer.

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Emergency Medical Evacuation

Air ambulance and repatriation to India in case of serious medical emergency abroad.

Flight Delay Compensation

Compensation for accommodation, meals and essential expenses due to flight delay of 6+ hours.

FAQs

Travel Insurance FAQs

Is travel insurance mandatory for international travel?
Travel insurance is mandatory for Schengen visa countries (Europe) and is strongly recommended for all international travel. Many countries including UAE, UK, Canada and USA recommend it for entry.
When should I buy travel insurance?
Buy travel insurance as soon as you book your trip. Buying early ensures you're covered for trip cancellation before departure, and avoids last-minute premium increases.
Does travel insurance cover COVID-19 related claims?
Yes, most current travel insurance plans cover COVID-19 related medical expenses, hospitalisation abroad, and trip cancellation due to positive COVID test. Check policy terms for specific inclusions.
Can I buy travel insurance after starting my trip?
Most insurers require you to purchase travel insurance before you depart India. Buying after departure is generally not permitted or may have severe restrictions.
Is pre-existing disease covered in travel insurance?
Most standard international travel insurance plans cover acute onset of pre-existing medical conditions abroad. Full pre-existing disease cover may require a specific plan or add-on. Always disclose your medical history.

Book Your Trip. We'll Handle the Rest.

Travel insurance from ₹299. 150+ countries. Instant policy.

Buy Travel Insurance →
Term Life Insurance India

Protect Your Family's Future with the Best Term Plan Online

Get ₹1 crore life cover at just ₹490/month. Compare term insurance plans from top life insurers. High claim settlement ratio. Buy term life insurance online in 10 minutes.

₹490
₹1 Cr Cover / Month
99.5%
Claim Settlement Ratio
85 yr
Max Policy Term
Best Seller

₹1 Crore Term Life Insurance

Age 30 | Non-Smoker | 30-year term

₹490 / month
Tax Benefit

Save Tax Under 80C & 10(10D)

Premium deductible under Sec 80C. Death benefit is 100% tax-free.

Plan Types

Term Insurance Plans to Match Your Needs

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Pure Term Life Insurance

The most affordable life cover. Pure risk protection — lump-sum payout to nominees in case of policyholder's death during the term.

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Term Plan with Return of Premium

Get all your premiums back if you survive the policy term. Best of both worlds — life cover + guaranteed money-back on maturity.

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Increasing Cover Term Plan

Sum assured increases annually to keep pace with inflation and growing family responsibilities. Ideal for young earners.

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Joint Life Term Plan

Single policy covering both spouses. Payout on first death. Most cost-effective term insurance option for married couples.

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Term + Critical Illness Rider

Add critical illness cover to your term plan. Get lump-sum payout on diagnosis of 37+ illnesses including cancer, stroke & heart attack.

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Term + Accidental Death Benefit

Enhanced payout (2x or 3x sum assured) in case of accidental death. Recommended for individuals with high-risk professions.

Comparison

How Much Term Life Cover Do You Need?

A general rule: your term insurance cover should be 10–15x your annual income. Here's a quick reference:

Annual IncomeRecommended CoverApprox. Premium (Age 30)Policy Term
₹5 Lakh / year₹50 Lakh – ₹75 Lakh~₹300–₹400 / month30 years
₹10 Lakh / year₹1 Crore – ₹1.5 Crore~₹490–₹700 / month30 years
₹20 Lakh / year₹2 Crore – ₹3 Crore~₹900–₹1,400 / month30 years
₹50 Lakh / year₹5 Crore +~₹2,200–₹3,500 / month30 years
Benefits

Why Buy Term Insurance Online via Nexsure

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Most Affordable Life Cover

Term insurance is the purest and cheapest form of life insurance. ₹1 crore cover for as low as ₹490/month for a 30-year-old.

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High Claim Settlement Ratio

Compare term plans based on claim settlement ratio (CSR). We only partner with insurers having CSR above 97%.

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Tax Benefits Under 80C

Term insurance premiums are deductible up to ₹1.5 lakh under Section 80C. The death benefit is also 100% tax-free under Section 10(10D).

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Family's Financial Security

A term plan ensures your family can maintain their lifestyle, repay home loans, and fund children's education even in your absence.

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100% Online Purchase

Buy the best term insurance plan fully online. Video medical consultation available. No agent visits required.

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Trusted IRDAI-Licensed Insurers

All term plans on Nexsure are from IRDAI-regulated life insurance companies. Your nominee is in safe hands.

FAQs

Term Life Insurance FAQs

What is term life insurance and how does it work?
Term life insurance is a pure protection plan that provides a death benefit (lump-sum or monthly payout) to your nominees if you pass away during the policy term. It has no maturity value unless you choose the Return of Premium variant. It's the most cost-effective way to secure your family's financial future.
What is the best age to buy a term insurance plan?
The best age to buy term insurance is in your 20s or early 30s when you're healthy and premiums are lowest. Waiting even 5 years can significantly increase your annual premium. Lock in a low premium early for a longer policy term.
Can I buy term insurance if I have a pre-existing medical condition?
Yes, but it depends on the medical condition. Some conditions like controlled hypertension or diabetes are accepted with a premium loading. Serious conditions may lead to exclusions or declined applications. Always disclose your full medical history for a valid claim.
How does the term insurance claim process work for nominees?
The nominee needs to submit a death claim form, death certificate, original policy document, and KYC documents to the insurer. Most insurers process term insurance claims within 30 days. Nexsure's claim desk assists nominees through every step.
Should I choose a term plan with or without return of premium?
If you're primarily focused on protection at the lowest cost, choose pure term insurance. If you want guaranteed returns at maturity, return of premium plans offer peace of mind but at a higher premium (typically 2–3x the pure term premium).

Secure ₹1 Crore Life Cover Today

Starting at just ₹490/month. Instant term insurance quotes from top insurers.

Get Term Plan Quote →