Compare motor insurance plans from Sri Lanka's leading IRCSL-approved insurers. Motor Traffic Act compliance guaranteed. Policy on WhatsApp instantly.
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LKR
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Act
Compliant
100%
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🏛 IRCSL Notice: Operated by KaitoTech Insurance Brokers (Pvt) Ltd, licensed under Regulation of Insurance Industry Act No. 43 of 2000. Third Party motor insurance is mandatory under Motor Traffic Act No. 14 of 1951.
🏛 Via KaitoTech Brokers · IRCSL IB/XXX/2024
Get Your Motor Quote
Compare live quotes from 7 IRCSL-approved insurers
VEHICLE TYPE
⚠️ Mandatory by Law: Third Party (Act Only) motor insurance is compulsory under Sri Lanka's Motor Traffic Act No. 14 of 1951.
KaitoTech Insurance Brokers (Pvt) Ltd · IRCSL Reg. No. IB/XXX/2024 · Licensed Insurance Broker – General Insurance
Regulation of Insurance Industry Act No. 43 of 2000 · Personal Data Protection Act No. 9 of 2022
🏛 KaitoTech Insurance Brokers IRCSL Reg. IB/XXX/2024 · Licensed General Insurance Broker Premiums incl. all levies. Sorted low → high. Lowest ≠ best cover.
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Note: Prices are inclusive of IRCSL-regulated levies & VAT. Third Party (Act Only) is mandatory per Motor Traffic Act No. 14 of 1951. Plans sorted by premium (low to high). Lowest premium does not imply suitability or overall value. · KaitoTech Insurance Brokers (Pvt) Ltd · IRCSL IB/XXX/2024.
SELECTED PLAN
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Identity Verification (KYC)
Mandatory per IRCSL Market Conduct Guidelines & Personal Data Protection Act No. 9 of 2022.
🔒Your identity data is encrypted and shared only with your selected IRCSL-licensed insurer per PDPA 2022.
⚠️IRCSL requires all customers to complete identity verification before policy issuance.
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National Identity Card (NIC)
Old NIC (9 digit + V/X) or New NIC (12 digit)
✓ Recommended
🛂
Passport
Valid Sri Lankan passport or foreign nationals
🌐 Foreign/Dual
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Driving Licence
Valid Sri Lanka DMT-issued licence
🏛 DMT Issued
🪪 NIC Verification
Old: 9 digits + V/X · New: 12 digits
OTP to your NIC-linked mobile
🔢 Enter 6-Digit OTP
Resend in 30s
🛂 Passport Verification
🚗 Driving Licence Verification
✓
Identity Verified Successfully
Compliant with IRCSL KYC guidelines & PDPA 2022
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NIC
✓ Verified
Proposer & Vehicle Details
Pre-filled from your registration. Please review and complete any remaining fields.
👤 Proposer (Policyholder)
🚗 Vehicle Details
📋You need a valid IRCSL insurance certificate to renew your Revenue Licence (RL) at the Dept. of Motor Traffic. Your certificate is issued instantly on payment.
🛡 Personal Accident (PA) Cover
⚖️IRCSL recommends PA cover for the owner-driver. Check existing life/PA policies to avoid duplication.
💌 Nominee Details
Review & Confirm
Verify all details carefully. Misrepresentation may void your policy per IRCSL regulations.
🚗 Vehicle
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🛡 Plan Selected
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0%
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1 Year
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👤 Proposer
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✓ Verified
💰 Premium Breakdown (LKR)
🏛 IRCSL Broker Disclosure (Regulation of Insurance Industry Act No. 43 of 2000)
KaitoTech Insurance Brokers (Pvt) Ltd
IB/XXX/2024
Insurance Broker – General Insurance
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As regulated by IRCSL
📜 Declaration & Consent (IRCSL Required)
I/We declare all statements are true, complete and correct. Misrepresentation may void this policy. Per Regulation of Insurance Industry Act No. 43 of 2000.
TOTAL PAYABLE (LKR · INCL. ALL LEVIES)
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Inclusive of VAT (12%) & IRCSL levy (1.2%)
🔒 Secure
Secure Payment
PCI-DSS compliant gateway. Policy certificate issued instantly on confirmation.