Privacy Policy
Effective Date: 20 Mar 25
At KaitoTech, we value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your data when you visit our website and use our insurance services.
Purpose
This “Privacy Policy” is issued by KIS Tech Solutions (“we/us/our/KaitoTech”) to the [user of website/portal] (“you/your”). We are concerned about the privacy of the Data and Information (for the purpose of this Privacy Policy, the term “Data” and “Information” are used synonymously) of the users accessing and availing services provided on our websites including without limitation ‘www.kaitotech.com’, mobile sites, mobile applications, chrome extension or plugins thereof accessible through various internet-enabled devices (individually and collectively referred to as "Platform") or otherwise doing business with us. SCOPE
This Privacy Policy is issued in accordance with the provisions of the applicable laws, including but not limited to the Digital Personal Data Protection Act, 2023 (“Data Protection Legislation”), Information Technology Act, 2000, the Information Technology (Intermediary Guidelines and Digital Media Ethics Code), Rules, 2021. For avoidance of doubt, ‘Data Fiduciary’, ‘Data Processing’, ‘Sensitive Personal Data’ and ‘Personal Data’ shall have the meaning ascribed to them under the Data Protection Legislation. For the sake of clarity, where unless expressly excluded, the expression “Personal Data” shall mean and subsume “Sensitive Personal Data”. This Privacy Policy establishes an effective, accountable and transparent framework for ensuring compliance with the requirements of the Data Protection Legislation. This policy applies to all of our employees, our service providers and all third parties responsible for the processing of Personal Data on behalf of our services/entities. This Privacy Policy applies to us and helps you understand how we collect, use, store, process, transfer, share and otherwise deal with and protect all your information when you visit any of Our Platform(s). THIS PRIVACY POLICY IS AN ELECTRONIC RECORD IN THE FORM OF AN ELECTRONIC CONTRACT IN TERMS OF INDIAN INFORMATION TECHNOLOGY ACT, 2000 AND RULES MADE THEREUNDER (AS AMENDED FROM TIME TO TIME) AND DOES NOT REQUIRE ANY PHYSICAL SIGNATURE OR SEA
1. Information We Collect
Personal Information
- Contact Information: Name, email, phone number, mailing address.
- Identification Data: Government-issued IDs when required.
- Financial Information: Payment and billing details.
- Insurance Data: Claims history, policy details.
Usage and Technical Information
- IP address, browser type, operating system.
- Website usage details: pages viewed, session duration.
- Cookies and tracking technologies.
2. How We Use Your Information
- Providing insurance services: Processing applications, underwriting, claims management.
- Customer communication: Responding to inquiries, policy updates.
- Improving our services: Analyzing site usage and feedback.
- Legal compliance: Preventing fraud, ensuring security.
- Marketing: Sending promotional content with your consent.
3. How We Share Your Information
- Service Providers: Trusted third parties under confidentiality agreements.
- Regulatory Authorities: When required by law.
- Business Transfers: In cases of mergers, acquisitions.
4. Cookies and Tracking Technologies
Our website uses standard tracking cookies and similar technologies to enhance your experience, analyze site traffic, and support our marketing efforts. These cookies help us understand user behavior and improve website functionality. You can manage or disable cookies through your browser settings; however, this may affect some features of our website.See our Cookie Policy for details.
5. Data Security
We implement robust security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. Our security practices include data encryption, access controls, and regular security assessments. While we strive to protect your data, please be aware that no method of transmission over the Internet is entirely secure.
6. Your Rights and Choices
- Access: Request a copy of your data.
- Correction: Rectify inaccurate or incomplete data.
- Deletion: Request deletion of your data, subject to legal obligations.
- Opt-Out: Withdraw consent for marketing communications.
To exercise your rights, contact us below.
7. Legal Requirements & Jurisdiction
This Privacy Policy is governed by the laws applicable in Mumbai, India. By using our website and services, you agree that any disputes or legal matters will be resolved under the jurisdiction of Mumbai, India.
8. Changes to This Privacy Policy
We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. When significant changes are made, we will post the revised policy on our website along with an updated effective date. Your continued use of our services constitutes acceptance of any changes.
9. Contact Us
If you have any questions, contact us:
- Email: info@kaito.in
- Phone: +91 8657062382
- Address: 909, Fenkin 9, near Satkar Grande Hotel, Thane, 400604